North Carolina Business Insurance

We specialize in helping small to medium sized businesses in North Carolina with Insurance. We work as a full time insurance and risk advisor for you and your business.

We are a Trusted Choice Independent Insurance Agency that represents multiple top rated insurance carriers. We are always able to compare insurance coverage, insurance discounts and insurance premiums across several insurance companies. We provide you a long term insurance and risk management relationship with choice. Never again will you lose your relationship with an advisor just because there is a need to switch insurance companies.

North Carolina's Businesses are ran by entrepreneurs. We know that entrepreneurs are go-getters. But when insurance turns into one of those things that you just go get, we often see gaps in insurance causing plenty of opportunity for large financial loss and damage to loved ones.

Let us prove the value you'll get in working with our Professional Insurance Advisor at Transition Insurance.

North Carolina General Liability Insurance
North Carolina Commercial Property Insurance
North Carolina Commercial Auto Insurance
North Carolina Business Personal Property Insurance
North Carolina Inland Marine Insurance
North Carolina Workers Compensation Insurance
North Carolina Professional Liability Insurance
Excess Liability Insurance

Complete the form below or Call 866-308-4704 and your business insurance advisor will begin working on it for you.

Business Insurance FAQ

Q: What are the three forms of property insurance plans and how do they differ?

A: • Basic form, which includes losses resulting from a fire, lightning, windstorm, hail and explosion, plus the cost of removing property to protect it from further damage.

Broad form, which includes basic plus extended coverage for other types of perils, such as a roof collapse (e.g. caused by snow or ice), riot and civil commotion, etc.
Special form, which includes basic and broad, and covers all direct physical losses except conditions specifically excluded as listed in the policy.

Q: As a small business owner do I really need property insurance?

A: Yes! Property insurance protects small business owners from losses a due to damage to physical space or equipment and as a result of theft. For insurance purposes, a business’ property includes the physical building in which it resides, as well as its other business personal property assets.

Q: What does BOP stand for?

A: BOP is the acronym for a Business Owners Policy. A BOP combines both the general liability and business property insurance and can include business interruption, crime insurance, and host of other endorsements can also be added to the package. It does not cover autos(except by endorsement), bars or banks. BOPs are specifically designed to meet the insurance needs of small businesses like offices, stores or apartment houses.