Mike Moore

Insurance advisor

Main: 866-3084704 ext. 202

Direct: (980) 236-1880

Quick Intro

No Images

Featured Q&A

Q: Do all auto insurance companies offer the same coverages and discounts?

Not a chance. While the basic types of coverage-- Liability, Collision, Comprehensive, Personal Injury, Medical Payments, Uninsured Motorist, etc--are offered by almost all the major insurance companies, the discounts, pricing models and specialized coverages can vary greatly.

Q: What is the difference between actual cash value insurance and replacement cost insurance?

A: Actual cash value insurance reimburses you for the value of lost, damaged or stolen goods after depreciation is taken into consideration. Replacement cost insurance reimburses you the amount it would take to replace, rebuild or repair damages with materials of similar kind and quality, without deducting for depreciation.